Business disability cover
This is designed to inject cash into your business in the event that you as the owner, or one of your key employees need to take time off work due to illness or injury
Why do you need it?
There’s no calling in sick when it’s your own business.
It means you can hire a contractor to work in the business and perform the duties that you (or the key person would do) – or to supplement some lost business revenue as a result of your illness.
The cover comes to you in the form of a monthly benefit which is calculated either on a percentage of annual gross income or a percentage of business gross profit.
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