Home Loans
First time buyers
Buying your first home is an incredibly exciting time. As one of the largest and most expensive purchases you are ever likely to make, it can often be a stressful time if you can’t secure a loan.
Before you start searching for potential homes, reach out to Alliance NZ Financial & Insurance Services to secure a pre-approved loan.
We have a high success rate and are committed to finding the best option for you. Even with access to over 35 lending institutions, our loan specialists have an intimate understanding of the mortgages available and will talk you through the options.
The result is a package tailored to suit your individual financial situation and long-term goals. With a pre-approved loan you will be in the best position possible when it comes to placing an offer on the home of your dreams, and be certain you can afford it.
If you don’t have the deposit required to purchase the home you would like, but your parents want to help out, a 100 percent home loan could be the option for you. This type of loan is suitable if your parents are prepared to be a guarantor or raise funds against their own home.
Climbing the property ladder
If you are already on the property ladder and looking to move onto bigger and better things, Alliance NZ can help you refinance your mortgage to get there.
Along the way Alliance NZ helps you make those tricky decisions, such as whether to stay with your current bank or refinance with a new lender. We can also assist you with advice on consolidating any short-term debt in order to reduce repayments.
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